Insurance Studies
The online Bachelor of Science in Insurance Studies at Kent State University prepares students for success in the insurance industry. This program covers essential topics like risk management, claims, and underwriting, providing a broad understanding of the insurance field. Graduates are well-equipped to pursue roles in underwriting, claims analysis, and insurance sales, with knowledge that positions them to navigate this critical and stable industry.
Insurance Studies Bachelor’s Degree Program Overview
The Bachelor of Science degree in Insurance Studies provides students with the academic background for career entry in the insurance industry. The program offers a well-rounded core of business and social science courses, including management technology, professional writing and human communications.
Building on this core curriculum are courses that provide the opportunity for students to explore all lines of insurance, including personal lines, commercial lines, life and health insurance. Students also take on an internship during their third year to reinforce their insurance industry knowledge and gain real-world experience.
The knowledge gained in the insurance program permits students to join any organization within the insurance industry with a solid understanding of applicable products, regulations, operations and policy contracts. Students graduate with knowledge of several specific insurance industry facets, such as property and casualty insurance, life and health insurance, insurance company and agency operations, insurance regulation, insurance finance and risk management.
Program Learning Outcomes
Graduates of this program will be able to:
- Demonstrate in-depth knowledge of the insurance industry.
- Analyze and critically assess problems facing the insurance industry.
- Identify and assess legal and ethical issues surrounding insurance industry decisions.
- Demonstrate the ability to lead and productively participate in group situations.
Insurance Studies Bachelor’s Degree Program Admissions Requirements
The university affirmatively strives to provide educational opportunities and access to students with varied backgrounds, those with special talents and adult students who graduated from high school three or more years ago.
First-Year Students on the Kent Campus: First-year admission policy on the Kent Campus is selective. Admission decisions are based upon cumulative grade point average, strength of high school college preparatory curriculum and grade trends. Students not admissible to the Kent Campus may be administratively referred to one of the seven regional campuses to begin their college coursework. For more information, visit the admissions website for first-year students.
First-Year Students on the Regional Campuses: First-year admission to Kent State’s campuses at Ashtabula, East Liverpool, Geauga, Salem, Stark, Trumbull and Tuscarawas, as well as the Twinsburg Academic Center, is open to anyone with a high school diploma or its equivalent. For more information on admissions, contact the Regional Campuses admissions offices.
International Students: All international students must provide proof of English language proficiency (unless they meet specific exceptions) by earning a minimum 525 TOEFL score (71 on the Internet-based version), minimum 75 MELAB score, minimum 6.0 IELTS score or minimum 48 PTE Academic score, or by completing the ELS level 112 Intensive Program. For more information, visit the admissions website for international students.
Transfer Students: Students who have attended any other educational institution after graduating from high school must apply as undergraduate transfer students. For more information, visit the admissions website for transfer students.
Former Students: Former Kent State students or graduates who have not attended another college or university since Kent State may complete the reenrollment or reinstatement form on the University Registrar’s website.
Admission policies for undergraduate students may be found in the University Catalog’s Academic Policies.
Some programs may require that students meet certain requirements before progressing through the program. For programs with progression requirements, the information is shown on the program’s Coursework tab.
Program Courses
Program Requirements
| Code | Title | Credit Hours |
|---|---|---|
| Major Requirements (courses count in major GPA) | ||
| BMRT 11000 | INTRODUCTION TO BUSINESS | 3 |
| BMRT 11009 | INTRODUCTION TO MANAGEMENT TECHNOLOGY | 3 |
| COMM 15000 | INTRODUCTION TO HUMAN COMMUNICATION (KADL) | 3 |
| ENG 30063 | PROFESSIONAL WRITING | 3 |
| INS 29000 | INTRODUCTION TO INSURANCE AND RISK | 3 |
| INS 39000 | INSURANCE LAW, FINANCE AND RISK MANAGEMENT | 3 |
| INS 39001 | INSURANCE OPERATIONS (WIC) 1 | 3 |
| INS 49000 | LIFE AND HEALTH INSURANCE | 3 |
| INS 49001 | PERSONAL LINES INSURANCE | 3 |
| INS 49002 | COMMERCIAL INSURANCE | 3 |
| INS 49092 | INSURANCE PRACTICUM GENERAL (ELR) | 3 |
| PSYC 11762 | GENERAL PSYCHOLOGY (DIVD) (KSS) | 3 |
| SOC 12050 | INTRODUCTION TO SOCIOLOGY (DIVD) (KSS) | 3 |
| Major Electives, choose from the following: 2 | 39 | |
| COMM 20001 | INTERPERSONAL COMMUNICATION | |
| COMM 35864 | ORGANIZATIONAL COMMUNICATION 1 | |
| COMM 45807 | HIGH IMPACT PROFESSIONAL SPEAKING | |
| LIS 30010 | INFORMATION FLUENCY IN THE WORKPLACE AND BEYOND | |
| OTEC 16620 | WORD PROCESSING I | |
| OTEC 16625 | BUSINESS PRESENTATIONS | |
| OTEC 16639 | DATABASE APPLICATIONS | |
| OTEC 26611 | SPREADSHEET APPLICATIONS | |
| OTEC 26622 | DESKTOP PUBLISHING I | |
| PSYC 30821 | PSYCHOLOGY OF MOTIVATION | |
| PSYC 31773 | INDUSTRIAL PSYCHOLOGY | |
| PSYC 41581 | HEALTH PSYCHOLOGY | |
| SOC 42558 | WEALTH, POVERTY AND POWER | |
| SOC 42563 | SOCIOLOGY OF HEALTH AND HEALTH CARE | |
| SOC 42879 | AGING IN SOCIETY (DIVD) | |
| TAS 37900 | TECHNICAL AND APPLIED STUDIES CORNERSTONE | |
| Additional Requirements (courses do not count in major GPA) | ||
| UC 10001 | FLASHES 101 | 1 |
| Kent Core Composition | 6 | |
| Kent Core Mathematics and Critical Reasoning | 3 | |
| Kent Core Humanities and Fine Arts (minimum one course from each) | 9 | |
| Kent Core Basic Sciences (must include one laboratory) | 6-7 | |
| Kent Core Additional | 3 | |
| Non-Business and Non-Applied Business Electives (total credit hours depends on earning 120 credit hours, including 39 upper-division credit hours) 2 | 14 | |
| Minimum Total Credit Hours: | 120 | |
1A minimum C grade must be earned to fulfill the writing-intensive requirement.
2ACCT, ACTT, BA, BMRT, BUS, CIS, ECON, ENTR, FIN, HRM, IT, MKTG or MMTG courses cannot count as major electives or non-business/non-applied business electives.
Insurance Studies Bachelor’s Degree Program Tuition and Fees
Ohio Residents
| Per Credit Hour | Per 3-Credit Course | Approximate Tuition Cost |
$335.57 Lower Division Courses $393.35 Upper Division Courses | $1,006.71 Lower Division Courses $1,180.05 Upper Division Courses | $31,400 full-time1 |
Non-Ohio Residents
| Per Credit Hour | Per 3-Credit Course | Approximate Tuition Cost |
$345.57 Lower Division Courses $403.35 Upper Division Courses | $1,036.71 Lower Division Courses $1,210.05 Upper Division Courses | $32,600 full-time 2 |
1The flat-rate semester fee of $3,692.65 for LOWER division courses and $4,327.54 for UPPER division courses applies to full-time Ohio resident undergraduate students taking between 12-18 credit hours per semester. The approximate tuition for this 8 semester program is calculated at 5 semesters of LOWER division courses ($18,463.25) and 3 semesters of UPPER division courses ($12,982.62) as an average.
2 The flat-rate semester fee of $3,692.65 for LOWER division courses and $4,327.54 for UPPER division courses, applies to full-time non-Ohio resident undergraduate students enrolled in a fully online degree program and taking between 12-18 credit hours per semester, PLUS a surcharge of $10 per credit hour of actual credits taken (between 12-18 semester credits or $120-$180). The approximate tuition cost for this 8 semester program is calculated at 5 semesters of LOWER division courses ($18,463.25) and 3 semesters of UPPER division courses ($12,982.62) PLUS $120-$180 per-credit-hour surcharge each semester ($150 x 8) as an average.
For part-time semesters: The $335.57 per-credit-hour tuition rate for LOWER division courses and $393.35 for UPPER division courses applies to part-time Ohio resident undergraduate students, PLUS a $10 per-credit-hour surcharge for non-Ohio resident undergraduate students, taking fewer than 12 credit hours per semester.
An additional Distance Learning fee for all students enrolled in a distance learning course is $15 per credit hour. Program tuition and costs are estimated and subject to change.
Actual tuition costs may vary based on a student’s chosen academic plan. For a complete listing of tuition rates for approved online programs, please contact Kent State’s Financial, Billing & Enrollment Center at 330-672-6000 or via our website Contact Us link.
The total program costs are estimates and are not final or binding. Program costs are based on standard fees, but fees may vary based on the actual classes taken. Kent State University disclaims any liability arising from the use of or reliance upon these program cost estimates by any person. Program costs are subject to change without notice.
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